Privacy Policy

At SJM Economics ("we," "us," "our"), we are committed to protecting the privacy and security of our clients' ("you," "your") personal and financial information. This Privacy Policy outlines how we collect, use, share, and protect your information when you engage our economics consulting services. By using our services, you agree to the practices described in this Privacy Policy.

Personal Information: We may collect personal information such as your name, email address, phone number, mailing address, and other contact details when you interact with us, request our services, or fill out forms on our website.
Financial Information: In providing our consulting services, we may collect financial data, such as income details, investment portfolios, financial statements, and other related information necessary for providing economic, financial planning, or investment management services.
Business Information: If you are a business client, we may collect business information such as company name, financial data, growth strategies, and market information relevant to our services.
Automatically Collected Information: We may collect information automatically when you visit our website, including IP addresses, browser types, and usage data through cookies or similar tracking technologies.

We use the information we collect for the following purposes:

To Provide Services: We use your personal, financial, and business information to deliver customized consulting services, including financial planning, investment management, and business growth advisory.
To Communicate with You: We may use your contact information to communicate with you regarding your account, service updates, inquiries, and related business matters.
To Improve Our Services: We use usage data from our website and feedback to improve the quality of our services and user experience.
Compliance and Legal Obligations: We may process your information to comply with legal requirements, enforce our terms of service, and protect against fraudulent or illegal activities.

We value your privacy and only share your information in limited circumstances:

With Service Providers: We may share your information with trusted third-party service providers who assist us in delivering our services (e.g., IT support, accounting). These service providers are bound by confidentiality agreements and are only authorized to use your information as necessary to provide services on our behalf.
Legal Requirements: We may disclose your information if required by law, court orders, or government authorities to comply with legal obligations or protect our rights.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to the same privacy protections.

We take the security of your personal and financial information seriously. We implement appropriate technical and organizational measures to protect your data from unauthorized access, loss, or misuse. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain your personal, financial, and business information for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal, regulatory, or contractual obligations. Once no longer required, we will securely dispose of or anonymize the information.

You have the following rights regarding your personal information:

Access: You may request access to the personal information we hold about you.
Correction: You can request that we correct any inaccurate or incomplete information.
Deletion: You may request the deletion of your personal data, subject to legal and contractual obligations.
Opt-Out: You can opt-out of receiving marketing communications from us at any time by following the unsubscribe instructions in those communications or contacting us directly.

We may use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and understand how you interact with our site. You can control cookie preferences through your browser settings, but disabling cookies may limit certain functionalities of our website.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or industry standards. We will notify you of any significant changes by posting the revised policy on our website or through other communication channels.

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If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us at: sjm@sjmeconomics.com